How have the courts in Canada dealt with policies of insurance in the insurance market?
Alberta, Canada
The following excerpt is from Buffalo v. Guardian Assurance Company Limited, 1972 CanLII 230 (AB QB):
There are many Canadian authorities dealing with policies of insurance which express the same principle. I think it only necessary for me to cite the case of Pense v. Northern Life Assur. Co. (1907), 15 O.L.R. 131 at 137, affirmed 1908 CanLII 11 (SCC), 42 S.C.R. 246, where Meredith J.A. said: "There is no just reason for applying any different rule of construction to a contract of insurance from that of a contract of any other kind; and there can be no sort of excuse for casting a doubt upon the meaning of such a contract with a view to solving it against the insurer, however much the claim against him may play upon the chords of sympathy, or touch a natural bias."
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