What is the meaning of the words "unnamed insureds" in the title of a personal injury policy?
Ontario, Canada
The following excerpt is from Lloyd's London, Non-Marine Underwriters v. National Armoured Ltd., 1996 CanLII 8104 (ON SC):
The customers are asking not only that they be included as unnamed insureds but also that the policies be construed as being more than liability policies. I fail to see how, in the face of the explicit language of the policies, it could be possible to read them as I was invited to do by counsel for the customers, namely as if they were property or fidelity policies in their favour. The language of the policies simply will not bear the meaning the customers urge upon the court. For an analogous case coming to the same conclusion, see Bode v. Chubb Insurance Co., supra.
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