What is the meaning of the word "principally dependent" and the definition of a person's right to claim damages from an insurance company?

Ontario, Canada


The following excerpt is from Oxford Mutual Insurance Company v. Co-Operators General Insurance Company, 2006 CanLII 37956 (ON CA):

In arriving at his decision on both issues, the arbitrator considered various uncontested legal principles, including that "principally" dependent means "chiefly", "mainly" or "for the most part". See Towsley v. Royal Insurance Co., [1996] O.I.C.D. No. 25.

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