What is the test for whether a plaintiff has a right to rely or justifiable reliance?

MultiRegion, United States of America

The following excerpt is from Yang v. Sun Trust Mortg. Inc., 1:10-CV-01541 AWI SKO (E.D. Cal. 2011):

In addition, Plaintiffs have not alleged that they (1) actually relied on the statements; (2) suffered any damages as a result of that reliance; or (3) justifiably relied on the statements. See Panoutsopoulos v. Chambliss, 157 Cal. App. 4th 297, 308 (2007) (stating that the "causation aspect of actions for damage for fraud and deceit involves three distinct elements: (1) actual reliance, (2) damage resulting from such reliance, and (3) right to rely or justifiable reliance").

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