What is the test for making a senior citizen's choice?

MultiRegion, United States of America

The following excerpt is from Brown v. Citibank, N.A. (In re Brown), Adversary Proceeding No. 14-90230-CL, Bankruptcy Case No. 14-07464-CL7 (Bankr. S.D. Cal. 2015):

Id.; see also Senior's Choice v. Mattingly, No. SACV-11-1622-JST (MLGx), 2012 WL 3151276, at *2 (C.D. Cal. July 31, 2012) (citing Eitel v. McCool, 782 F.2d 1470, 1471-72 (9th Cir. 1986)).

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