What is the state of the law on "fringe benefits" in the context of workplace injury insurance?

MultiRegion, United States of America

The following excerpt is from Russo v. Matson Navigation Company, 486 F.2d 1018 (9th Cir. 1973):

"Where the insurance is written to cover only those injuries incurred on the job for which the employer might be liable by statute or common law, it is solely for the benefit of the employer and cannot be characterized as a fringe benefit given employees in partial consideration for their labors. See, e. g., Thomas v. Humble Oil & Refining Co., 420 F.2d 793 (4th Cir. 1970) ..."

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