California, United States of America
The following excerpt is from Jones v. Fremont Inv. & Loan, B219631 (Cal. App. 2011):
Under 15 United States Code section 1640(e), an action for damages under TILA must be brought "within one year from the date of the occurrence of the violation." Where the claimed violation is a failure to disclose, the limitations period begins to run at the time the disclosure should have been made. (Oldroyd v. Associates Consumer Discount Co./PA (E.D.Pa. 1994) 863 F.Supp. 237, 240-241.)
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