What is the test for a plaintiff to be successful in a claim against an insurance company?

British Columbia, Canada


The following excerpt is from L.A.F. v G.M.F.C. Ltd., 2019 BCSC 2252 (CanLII):

The test is a subjective/objective one. The court must take into account the knowledge possessed by the plaintiff when considering the advocated step: Gregory v. Insurance Corporation of British Columbia, 2011 BCCA 144 at para. 56.

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