What is the impact of misrepresentation in an application for Individual Accident Insurance coverage?
British Columbia, Canada
The following excerpt is from Jelescu-Bodos v. ICBC, 2021 BCCRT 1102 (CanLII):
25. Section 75(a)(ii) of the IVA says that an insured’s right to claim under their policy is forfeited if the applicant for coverage knowingly misrepresents a fact required to be stated in the application. The identity of the principal operator is a fact that must be stated in an application for coverage. See Thornton v. Insurance Corporation of British Columbia, 2013 BCSC 679 at paragraph 9.
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