In what circumstances will an insured make a false statement about a car accident?

British Columbia, Canada


The following excerpt is from Brown v. Insurance Corp. of British Columbia, 2002 BCSC 1127 (CanLII):

In Tong v. Insurance Corporation of British Columbia, [1995] B.C.J. No. 888 (B.C.S.C.), the insured made a false statement about a car that the court found had been stolen. Melnick J. concluded that the statements were material in that the "misstatements by [the insured] did affect the management of the claim by I.C.B.C. in that its investigation would have likely taken a different, and more thorough course had [the adjuster] been told forthwith of the version of the events [the insured] ultimately gave …". (para. 24)

Other Questions


What is the test for a wilfully false statement by an insured? (British Columbia, Canada)
In what circumstances will a reckless but false statement be deemed to be reckless but not malicious? (Ontario, Canada)
Does a wilfully false statement in a motor vehicle accident claim constitute material material to another claim? (British Columbia, Canada)
In what circumstances will an insurer be able to proceed with a statement of claim for a motor vehicle accident due to the length of the claimant's claim? (Alberta, Canada)
Does a person who makes a false statement have to make good the damage caused by the false statement? (Alberta, Canada)
Does a plaintiff have earned about the same income after an accident as he or she did before the accident as a faller? (British Columbia, Canada)
In a motor vehicle accident case, in what circumstances will a plaintiff not be liable for failing to warn the driver of the vehicle that there is no evidence that such warnings would have prevented the accident? (Alberta, Canada)
What is the duty of the insured in the event of an accident in which the insured is injured? (Alberta, Canada)
In what circumstances will a plaintiff have to disprove negligence in a motor vehicle accident claim? (British Columbia, Canada)
What authorities have said about limiting recovery in a motor vehicle accident? (British Columbia, Canada)