Does the term "sudden" in the terms of an insurance policy apply?

California, United States of America


The following excerpt is from ACL Technologies, Inc. v. Northbrook Property & Casualty Ins. Co., 17 Cal.App.4th 1773, 22 Cal.Rptr.2d 206 (Cal. App. 1993):

11 Greenville County v. Insurance Res. Fund (S.C.App.1993) 427 S.E.2d 913, 917 ["the word 'sudden' was included in the policy to cover an event not yet defined by the policy, i.e. a release which was abrupt or precipitant. We find further support for this interpretation by the realization that if we were to otherwise define the word 'sudden,' the language of the occurrence provision, the pollution exclusion clause and its exception becomes unduly repetitious."].

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