Is a motor vehicle insurance policy that includes a policy of insurance that includes uninsured motorist coverage precludes stacking of uninsured motor vehicle coverages?

4 The statutory language is, perhaps, more ponderous than necessary. Compare a similar Ohio statute quoted in Karabin v. State Auto. Mut. Ins. Co. (1984) 10 Ohio St.3d 163, 462 N.E.2d 403, 405: "Any automobile liability ... policy of insurance that includes uninsured motorist coverage may include terms and conditions that preclude stacking of uninsured motor vehicle coverages." It must be noted, however, that the quoted portion of this Ohio statute does not deal with the problem most difficult to express: the prorating among the affected coverages.