Does RBH have any authority to act as an insurer's agent?

MultiRegion, United States of America

The following excerpt is from Northwestern Nat. Ins. Co. v. Federal Intermediate Credit Bank of Spokane, Wash., 839 F.2d 1366 (9th Cir. 1988):

The bank argues that, if RBH did not possess actual authority, it must have had apparent authority to act as the insurers' agent. A finding of apparent authority requires that the principal hold out the apparent agent as its agent, or act in a way to indicate that the apparent agent is its agent in fact. See J. & J. Food Centers v. Selig, 76 Wash.2d 304, 309, 456 P.2d 691, 694 (1969).

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