Does an insurance agent owe a duty of care to an insured?
MultiRegion, United States of America
The following excerpt is from Korn v. State Farm Ins. Co., No. 2:12-cv-00203-KJM-JFM (E.D. Cal. 2013):
There are specific situations, however, in which an insurance agent does owe a duty of care to an insured. Id. at 1096-97. An insurance agent may assume a duty towards an insured if he or she responds to the insured's demand for specific coverage. Id. at 1096. For example, in Free v. Republic Insurance Co., an insurer told a homeowner in response to the homeowner's periodic requests that the homeowner's insurance coverage would be sufficient to
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