Does common law rule of liability apply to individual owners of property in common?

It is clear that considerations of public policy require that any departure from the common law rule of liability of individual owners of property in common cannot operate to the substantial detriment of third parties (Lipson v. Superior Court, supra, 31 Cal.3d at p. 372, 182 Cal.Rptr. 629, 644 P.2d 822). Since California law does not require insurance to protect third parties in the case of common area torts, relieving individual owners in common of liability would eliminate any motivation on the part of any party to exercise due care in the management and control of commonly owned property and could leave third parties with no remedy at law.