What is the test for the Homeowner Bill of Rights?
MultiRegion, United States of America
The following excerpt is from Arbib v. Nationstar Mortg. LLC, CASE NO. 14cv1439-WQH (DHB) (S.D. Cal. 2014):
1. "Among other things, the [Homeowner Bill of Rights] attempts to eliminate the practice, commonly known as dual tracking, whereby financial institutions continue to pursue foreclosure while evaluating a borrower's loan modification application." Alvarez v. BAC Home Loans Servicing, L.P., 228 Cal. App. 4th 941, 950 (2014).
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