What is the test for establishing a presumption in the absence of an insured?

"New York", United States of America

The following excerpt is from Barlow v. Prudential Ins. Co. of America, 17 Misc.2d 864, 187 N.Y.S.2d 231 (N.Y. App. Term 1959):

The verdict, moreover, was clearly against the weight of the evidence. The presumption could not arise, since the facts of the insured's disappearance could not create 'in reasonable minds conflicting inferences'. Stevens v. Metropolitan Life Ins. Co., 151 Misc. 676, 273

Page 233

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