What is the duty of an insurer to defend a claim?

MultiRegion, United States of America

The following excerpt is from Black Mountain Ctr., L.P. v. Fid. & Deposit Co. of Md., CASE NO. 17cv1776 JM(JLB) (S.D. Cal. 2018):

Cunningham v. Universal Underwriters, 98 Cal.App.4th 1141, 1147-48 (2002) (citations and quotations omitted). The duty to defend arises when "any facts stated or fairly inferable in the complaint, or otherwise known or discovered by the insurer, suggest a claim potentially covered by the policy." Scottsdale Ins. Co. v. MV Transp., 36 Cal. 4th 643, 655 (2005).

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