What is the definition of the term "accident" in a personal injury policy?
California, United States of America
The following excerpt is from Komin v. Travelers Prop. Cas. Ins. Co., F075381 (Cal. App. 2019):
While the duty to defend is broad, it is not unlimited; it is measured by the nature and kinds of risks covered by the policy. (Waller v. Truck Ins. Exchange, Inc., supra, 11 Cal.4th at p. 19.) Here, the kinds of risks covered by the policy were accidents.
III. Case Law Definition of the Term "Accident" in Liability Policy
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