What is the de novo standard of review in a personal injury case?

standard of review. See Doc. Nos. 26 at 20; 27 at 13. Under a de novo standard, the court "does not give deference to the claim administrator's decision, but rather determines in the first instance if the claimant has adequately established that he or she is disabled under the terms of the plan." Muniz v. Amec Const. Mgmt., Inc., 623 F.3d 1290, 1295-96 (9th Cir. 2010).