The following excerpt is from In re Smith, 242 BR 694 (B.A.P. 9th Cir. 1999):
In re Candland, 90 F.3d 1466, 1469 (9th Cir.1996), Grogan v. Garner, 498 U.S. 279, 291, 111 S.Ct. 654, 112 L.Ed.2d 755 (1991) (burden of proof is by preponderance of the evidence).
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