What is the limitation period for an insurer to assess liability in good faith?

British Columbia, Canada


The following excerpt is from Bank of Montreal v. Economical Mutual Insurance Company, 2014 BCSC 2034 (CanLII):

In Mameli v. American Home Assurance Company et al, 2002 BCSC 169 at paras. 39-44, 59 [Mameli], Clancy J. concluded, following the decision of Pitfield J. in Watterson v. Sun Life Assurance Company of Canada, 2001 BCSC 1269, aff’d 2003 BCCA 305, that the starting date for the running of the limitation period was the date upon which the insurer received a “reasonable amount of information permitting it to carry out an assessment of liability in good faith.” The insurer makes the decision as to what is reasonably sufficient evidence.

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