What are the economic consequences of a stay-at-home mother?

Manitoba, Canada


The following excerpt is from S.F.I. v. K.A.I. and G.S., 2001 MBQB 147 (CanLII):

In considering the economic disadvantages that may be experienced by a woman who becomes a stay-at-home mother during a marriage, Madam Justice L'Heureux-Dubé commented in Moge v. Moge, supra, at page 867: The financial consequences of the end of a marriage extend beyond the simple loss of future earning power or losses directly related to the care of children. They will often encompass loss of seniority, missed promotions and lack of access to fringe benefits such as pension plans, life, disability, dental and health insurance … As persons outside of the work force cannot take advantage of job-retraining and the upgrading of skills provided by employers, one serious economic consequence of remaining out of the work force is that the value of education and job training often decreases with each year in comparison to those who remain active in the work force and may even become redundant after several years of non-use. All of these factors contribute to the inability of a person not in the labour force to develop economic security for retirement in his or her later years.

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