What is the test for an insurance company to defend against a plaintiff in a motor vehicle accident?

Ontario, Canada


The following excerpt is from Coachman Insurance Company v Kraft, 2017 ONSC 1875 (CanLII):

Applying the two-part test set out in Amos v. Insurance Corp. of British Columbia, the court concluded that Landry was entitled to coverage pursuant to the terms of the Lombard automobile policy and, accordingly, it had a duty to defend him.

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