Is a discretionary provision in a long-term disability plan enforceable?

MultiRegion, United States of America

The following excerpt is from Monroe v. Metro. Life Ins. Co., No. 2:15-cv-02079-TLN-CKD (E.D. Cal. 2017):

Cal. Ins. Code 10110.6(a), (b). The statute is "self-executing," meaning if any discretionary provision falls within the language of the statue, the courts will automatically treat that provision as void and unenforceable. Orzechowski v. Boeing Company Non-Union Long-Term Disability Plan, 856 F.3d 686, 693 (9th Cir. 2017).

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