What is the test for a claim for breach of good faith under a life insurance policy?
British Columbia, Canada
The following excerpt is from Frank v. Kalokina, 2014 BCSC 1866 (CanLII):
In short, the defendants argue that in this case, all that occurred was the ordinary back and forth of insurance adjustment in which a claimant sought coverage under the policy and the insurer took appropriate steps to ensure that the claim was meritorious. There was no breach of the insurance contract, in the absence of which a claim for breach of the duty of good faith must fail: Andreychuk v. RBC Life Insurance, 2008 BCSC 286.
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