In Siemens v. Unrau (1991), 44 C.C.L.I. 99 (B.C.S.C.) Callaghan J. said (at page 103): Once an insured is fully apprised of the coverage and the limitations thereof, as is the case here, and thereafter accepts the policy without indicating that the coverage falls short of what he seeks, then the agent has fulfilled his duty and consequently cannot be held liable in negligence or for breach of fiduciary duty.
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