How have courts interpreted section 2076 of the California Code of Civil Procedure when a creditor refuses to accept a tender without informing the debtor that the tender is nonconforming?

which provides, "The person to whom a tender is made must, at the time, specify any objection he may have to the money, instrument, or property, or he must be deemed to have waived it; and if the objection be to the amount of money, the terms of the instrument, or the amount or kind of property, he must specify the amount, terms, or kind which he requires, or be precluded from objecting afterwards." However, the purpose of that section is simply "to allow a debtor who is willing and able to pay his debt to know what his creditor demands, so that the debtor may, if he wishes, make a conforming tender." (Sanguansak v. Myers (1986) 178 Cal.App.3d 110, 115.) The cases applying Code of Civil Procedure section 2076 generally rely on estoppel and "arise either where a creditor has refused a tender without specifying his reasons for the refusal or where he has accepted a tender without informing the debtor that the tender is nonconforming." (Sanguansak, at p. 115.)