How has the exclusionary clause in motor vehicle accident insurance been interpreted?
Ontario, Canada
The following excerpt is from Durham District School Board v Grodesky, 2011 ONSC 3286 (CanLII):
[15] Justice Mossip in GP v. DJ[3] considered the identical exclusion clause that is before me. She determined that it was not only the criminal act of any insured but also the failure to act by any insured that would fall within the exclusionary clause and thus determined that the insurer was not under a duty to defend.
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