Does the statute of limitations apply to a home loan application?

The borrowers acknowledge that they filed their lawsuit more than three years after they purchased their home in 2005. They maintain, however, that the statute of limitations was tolled under the delayed discovery and fraudulent concealment rules. (See 338, subd. (d).) They claim that the banks concealed the false information on page three of the loan application. They contend that the trial court abused its discretion in sustaining the demurrer because "[g]enerally, statute of limitations issues raise questions of fact that must be tried . . . ." (Kline v. Turner (2001) 87 Cal.App.4th 1369, 1374.)