What is the test for an accident insurance claim?
Ontario, Canada
The following excerpt is from 17-003608 v Aviva Insurance Canada, 2018 CanLII 13164 (ON LAT):
The court in Heath v. Economical Mutual Insurance Company[2] held that the applicant has to show an impairment which results in an inability to engage in substantially all of his pre-accident activities.
"The most advanced legal research software ever built."
The above passage should not be considered legal advice. Reliable answers to complex legal questions require comprehensive research memos. To learn more visit www.alexi.com.
Other Questions
Can an insurer deny coverage under a policy issued by a new insurer because the insurer was aware of a potential claim in an underlying action brought against the insureds? (Ontario, Canada)
Can a fraudulent insurance claim result in no recovery for the insured under the applicable insurance policy? (Ontario, Canada)
Can a motorcyclist who tripped over a motorcycle parked near his trailer and hit his head on his trailer claim an accident insurance claim? (Ontario, Canada)
Is a motion to extend time for service of a statement of claim in a motor vehicle accident just a "just resolution" of the claim? (Ontario, Canada)
Is an insurer's obligation to pay insurance monies to an insured a debt that can be garnished? (Ontario, Canada)
What is the effect of a motion judge's finding that an insurer's obligation under a life insurance policy does not change adversely after an accident occurs? (Ontario, Canada)
If an insurance policy question is ambiguous and open to multiple interpretations and leads an applicant for insurance coverage to provide incorrect information, must the answer be resolved as against the insurer? (Ontario, Canada)
How has the deemed named insured provision been interpreted in the context of a motor vehicle accident claim? (Ontario, Canada)
Is a motion for a stay of execution pending a counter-claim, cross-claim and third party claim valid? (Ontario, Canada)
In a medical malpractice action, can provincial insurers who have subrogated claims be included in the claim? (Ontario, Canada)
