What is the test for deductibility of collateral benefits under automobile policies?
Ontario, Canada
The following excerpt is from Kerwin v. Manulife Financial, 2017 ONSC 7166 (CanLII):
Although the appeals in Cobb v. Long Estate and El Khodr v. Lackie were concerned with the deductibility of collateral benefits under automobile policies, I consider the approach taken by the court is of general application when dealing with a policy deduction, subject to the specific language in the policy and the context in which a claim arises.
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