Can a person refuse to testify in a civil matter?

"New York", United States of America

The following excerpt is from St. Owner v. Novog, 2011 N.Y. Slip Op. 21078, 31 Misc.3d 680, 921 N.Y.S.2d 814 (N.Y. Civ. Ct. 2011):

While courts have held that an inference may be drawn from one's refusal to testify in a civil matter, they also have held that Silence may only be one of a number of factors which the finder of fact considers in making its determination. DeBonis v. Corbisiero, supra, 155 A.D.2d at 301, 547 N.Y.S.2d 274.

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