Can a deposit-taking corporation obtain a portion of a debtor’s wages pursuant to Order 79 of the Bankruptcy and Insolvency Act?

I should also point out that Rule 79 sets out a scheme whereby only a certain maximum percentage of a debtor’s gross wages can be seized pursuant to an execution order and, in any event, the debtor is not to be left with less income than certain stipulated minimum amounts. There are also specific rules applicable to “deposit-taking corporations” which address the concern raised in Baker v. Tanner, [1991] N.S.J. No. 37 (S.C.A.D.). There, it was noted that a debtor’s wages could be exempt from seizure if still in the hands of an employer before paid to the debtor employee but those same wages might be exigible if electronically deposited into a bank account or received by the debtor from the employer and then deposited by the debtor into a bank account.